Coverly vs. Spreadsheet Tracking

Your spreadsheet is losing you deals you never see

Every hand-typed row in a quote spreadsheet is a producer you've forgotten to call, a carrier price you've re-keyed twice, and an attribution you've lost the moment someone hits "save." Coverly replaces the cell with an automated pipeline that closes the three leaks: lead-loss math, time-saved-per-quote, and attribution visibility.

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Feature	Coverly	Manual Spreadsheet
Multi-carrier quoting (5+ carriers)	✓ Real quotes	— Manual rekey per carrier
AI lead scoring (hot/warm/cold)	✓ Auto-tagged	— Manual color column
Insurance carrier API integration	✓ AIG + more	— Copy/paste from carrier site
Automated email nurture sequences	✓ Hot/warm/cold cadence	— Manual email blast
CRM with contact history	✓ Full event log	— "Notes" column
Broker/B2B booking flow	✓	— Separate intake sheet
Policy lifecycle tracking	✓ Quote → bind → renew	— Static row, no state
Insurance-specific workflow builder	✓ Lead → quote → select → nurture	— Generic sheet, no automation

Where Coverly wins

Lead-loss math, automated. Every cell in a quote spreadsheet is a producer you've forgotten to call. Coverly fires tiered hot/warm/cold cadences the instant a quote lands — no human handoff, no dropped row.
Time-saved-per-quote. ~45 minutes of manual rekeying across carriers shrinks to one form intake that returns 5 carrier prices in parallel. Your producers stop typing and start closing.
Attribution visibility. Every quote event is logged in contact_events with partner attribution and source. A spreadsheet's "Notes" column can't tell you which embed, partner, or campaign produced a bound policy.

Where a manual spreadsheet wins

Zero learning curve. Anyone in the agency can open a sheet. Coverly requires an onboarding step — though light, it's still a change from the status quo.
No new vendor. A spreadsheet has no third-party counterparty, no contract renewal, and no SLA to renegotiate. Total cost of ownership is whatever your Google Workspace bill is.
Fully owned by the agency. The data lives in your drive. No platform can change a column, deprecate an API, or sunset a feature on you. Coverly is a managed platform, so the data trade-off is real.
Works offline. A sheet doesn't care if your internet is down or a carrier is rate-limiting your quote calls. Useful during carrier outages or on the road.

up to 60%+

of inbound leads go cold before a producer responds if they're sitting in a static row unflagged for a hot/warm/cold cadence

≈45 min

of manual rekeying per quote when producers paste carrier prices into the sheet — time Coverly compresses to a single intake

attribution coverage you get from a "Notes" column — Coverly's contact_events log records every quote → select → bind by partner and source

Your spreadsheet is losing you deals you never see

Where Coverly wins

Where a manual spreadsheet wins

Stop losing leads to a stale spreadsheet row