Carrier Profile — A+ AM Best

Pacific Life

Pacific Life writes term, whole-life, and indexed universal life through Coverly's life rating API alongside its personal auto line. Known for IUL and indexed-products expertise. AM Best A+ rated, since 1868.

Products on the panel

Term, whole-life, and IUL — all under one panel.

Auto est.
A+ AM Best
All 50 states

Personal auto line quoted through Coverly's rating engine.

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Term Life est.
A+ AM Best
All 50 states

Term life underwritten on Coverly's panel.

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Whole Life est.
A+ AM Best
All 50 states

Whole-life with participating policy mechanics.

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IUL est.
A+ AM Best
All 50 states

Indexed Universal Life with index-account design.

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Carrier strength

Why Pacific Life is on the panel.

Why this carrier

Why Pacific Life

Pacific Life underwrites term, whole-life, and indexed universal life on Coverly's panel, plus personal auto.

Strong AM Best A+ financial strength rating, among the oldest U.S. life insurers.

Indexed account design — multiple index options with clean cap and floor mechanics (no spread).

Comparison-friendly illustrations that you can pull alongside AIG, Lincoln Financial, and Northwestern Mutual in 60 seconds.

Pull term, whole-life, IUL, and auto coverage on one panel — pre-selected to Pacific Life.

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