About
Built so every quote is a broker-, MGA-, or carrier-branded win — not a direct-to-consumer race to the bottom.
01 — Mission
Most insurance AI is built to disintermediate the agent — to push volume past the partner and capture the customer directly. Coverly takes the opposite position: the partner (broker, MGA, independent agent) is the brand the customer sees, and the agent is the relationship that closes. We build the quoting, scoring, and follow-up infrastructure so that every lead is delivered pre-qualified, on-brand, and routed back to the agency that earned the trust. Partner-led instant quoting is the default, and the partner's commission, brand, and policy ownership stay intact from first touch to issuance.
02 — Team
03 — Regulatory
State-licensed agency: Coverly operates as a licensed insurance agency in all US states where it actively transacts. Specific state license numbers available on request. [TODO: state license list — owner to populate with NPN/producer numbers before launch].
NAIC: Coverly's producer and agency identifiers are filed with the National Association of Insurance Commissioners (NAIC) where required by state. Reference numbers supplied on request under NDA. [TODO: NAIC reference — owner to populate].
Carrier brokerage: Coverly is a broker and operates on behalf of the customer to solicit quotes from approved carriers; the carrier underwrites and issues the policy. Coverly is compensated via a flat monthly fee paid by partners — never a percentage of the customer's premium.
Become a Coverly partner and ship a branded quote flow, or get an instant quote against our carrier panel.