Pricing

The AI agent that closes quotes,
not just generates them

Three tiers built for where you are in your growth — from solo broker to carrier-grade deployment. No surprise fees, no per-policy gotchas.

Broker
Launch your pilot
For independent agents ready to automate quote intake
$299 /mo
Billed monthly · No contract · Cancel anytime
  • Up to 500 leads/mo through widget + intake
  • Full quote engine — all 4 carriers
  • AI lead qualification & tier scoring
  • Hot / warm / cold email nurture sequences
  • Partner dashboard — leads, funnel, revenue
  • Embed widget for your own site
  • Branded confirmation emails
  • Standard support (email)
Start free pilot →
For Solo Agents
Solo Agent
Run your own book with AI
For independent 1099 producers working their own lead flow
$99 /mo
Billed monthly · No contract · Cancel anytime
  • Up to 100 leads/mo through widget + intake
  • Full quote engine — all 4 carriers
  • AI lead qualification & tier scoring
  • Hot / warm / cold email nurture sequences
  • Solo dashboard — your leads, your commissions
  • Embed widget for your personal site
  • 100% commission retention
  • Standard support (email)
Start free trial →
Most Popular
Carrier
Go live with your brand
For carriers and MGAs running high-volume white-label ops
$2,500 /mo starting
Custom pricing scales with volume · Annual contract
  • Everything in Broker
  • Unlimited leads — no cap
  • Dedicated carrier API integration
  • White-label — your logo, your domain
  • Custom quote logic + underwriting rules
  • Priority support + SLA guarantee
  • Compliance review support
  • Multi-broker sub-accounts
Book a call →

Compare plans

What's included

Feature Broker Solo Agent Carrier
Leads per month 500 100 Unlimited
Carrier integrations All 4 carriers All 4 carriers All 4 + custom API
AI lead qualification ✓ ✓ ✓
Email nurture sequences ✓ ✓ ✓
Partner dashboard ✓ ✓ ✓
Embed widget ✓ ✓ ✓
White-label branding — — ✓
Custom domain — — ✓
Custom underwriting rules — — ✓
Multi-broker sub-accounts — — ✓
SLA guarantee — — ✓
Compliance review support — — ✓
Support Email Email Priority email

The math

One policy pays for Broker 3× over

A typical life insurance policy commissions $600–$1,200 per year. One additional policy per month from your 500 leads more than covers the $299/mo cost — and that's before accounting for the conversion lift from AI-qualified nurture.

Broker plan cost$299 / mo
Avg. commission per policy (annual)$900
Break-even: additional policies / month0.33/mo
With 500 leads/mo + AI nurture3–8× more conversions

FAQ

Common partner objections — see the full FAQ

A lead is any contact who enters the quote intake flow — including via the embed widget on your site. Duplicate submissions from the same person are not double-counted. Leads who are AI-qualified and placed into a nurture sequence count from the moment of submission.
No. Coverly's pricing is flat monthly — you never pay per quote or per policy. Your only variable cost is the plan tier you're on. This is intentional: our incentives are aligned with yours.
Yes. You can move from Broker to Carrier at any point. Upgrades take effect immediately and you're billed the prorated difference for the remainder of the billing cycle.
Coverly handles the sales automation — quote generation, lead scoring, nurture sequences. Carrier commissions are paid directly by the carrier to you, as normal. Coverly has no stake in your commission structure.
Broker is month-to-month with no contract. Carrier and Enterprise are annual agreements. We don't lock you in on Broker because we believe the results speak for themselves.
Growth is the goal. We designed the tiers to be fluid — upgrade to Carrier when you hit the lead cap or need white-label. For Enterprise-grade needs, we scope custom solutions. Talk to Brandon before you hit the ceiling and we'll chart the path together.

Not sure which tier fits?

Book a 15-minute call with Brandon. We'll figure out where you are and what you actually need — no sales theater.

Book a 15-min call
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