How do Coverly affiliates get paid?

Monthly ACH direct deposit to your US bank account. Each month closes on the last calendar day; ACH lands by the 15th of the following month. Statement includes the lead id, monthly premium, and commission paid on every conversion.

Who qualifies for the Coverly affiliate program?

Any US-based individual — licensed producer, agency owner, content creator covering insurance or personal finance, or industry influencer. No carrier appointment required to refer; we route each lead to a licensed producer on the Coverly roster.

What does the affiliate dashboard show?

Total clicks on your tracking link, unique clicks by day, leads attributed (the contacts that completed a quote), converted contacts with their bound monthly premium, projected commission balance, and a payout history with per-contact totals.

How long does my commission last?

Lifetime of the policy, not lifetime of the customer's relationship with you. As long as the original bound policy is in force, you earn 20% of every renewal premium. There is no clawback if the customer later lapses.

Coverly Affiliate Program

Earn 20% lifetime commission on every policy you refer.

Share one tracking link with your audience. Our AI agent qualifies the lead, matches a carrier, binds the policy — and pays you 20% of every monthly premium for the life of the policy. Monthly ACH, real-time dashboard, no quota.

Become an affiliate → How it works

Already an affiliate? Open your dashboard →

How it works

Three steps. One link. Monthly checks.

📝

Step 01

Apply & get verified

Tell us your name, where your audience lives, and a payout bank. We verify in 24 hours and mint your personal affiliate tracking link on the spot.

🔗

Step 02

Share your link

Drop the UTM-wrapped URL into newsletters, YouTube descriptions, podcast show notes, blog posts, social bios — anywhere your audience lives. Each click registers in your dashboard.

💰

Step 03

Earn 20% for life

The AI agent qualifies, scores, and binds the policy. You earn 20% of every monthly premium for as long as that policy stays in force. Paid monthly via ACH.

Payout schedule

Monthly ACH direct deposit. No minimums.

Each payout cycle closes the last calendar day of the month. ACH transfers land in your US bank account by the 15th of the following month — never later. Statement includes per-lead id, the bound monthly premium, and your commission total.

Cycle	Period end	Statement delivered	ACH deposit	Minimum
Monthly	Last calendar day	Same day before midnight ET	By the 15th	$0 — every dollar ships
Method	ACH direct deposit to US bank account (Plaid-verified at signup)
Rate	20% of bound monthly premium, lifetime of each policy
Reporting	Real-time dashboard plus monthly CSV statement emailed to you

FAQ

Affiliate program — common questions.

20% of the bound monthly premium for the lifetime of every policy attributed to your tracking link. Same rate regardless of carrier, line (auto, term life, whole life, IUL, health), or premium size. Paid in addition to whatever you earn from your own carrier appointments.

Monthly ACH direct deposit to a US bank account you verify at signup (Stripe Connect / Plaid). The cycle closes the last day of every month; your statement arrives the same evening by email and ACH lands by the 15th of the following month. No minimum balance — every dollar ships.

Any US-based individual with an audience — licensed producer, agency owner, content creator covering insurance or personal finance, podcast host, financial advisor, or industry influencer. A carrier appointment isn't required: each lead is routed to a licensed Coverly producer for the carrier.

Total clicks on your link, unique daily clickers (deduped by hashed IP, never raw), leads attributed to you, converted contacts with their bound monthly premium, projected lifetime commission balance, and a payout history with per-contact totals. Refreshes every few minutes.

No. The affiliate program pays a commission on the policy you helped originate — you keep your own carrier appointments and commission split fully intact. The 20% is paid by Coverly on top of whatever the carrier pays you, with no revenue share or override.

If you bring in a household that buys a 20-year term policy, you earn 20% of every monthly premium for all 20 years. There is no clawback if the customer lapses later. Renewals and policy upgrades keep earning at the same rate.